Terms of Service

Last updated: July 15, 2026

1. Acceptance of these Terms

These Terms of Service (the “Terms”) govern your access to and use of PanamaCitizenship.com (the “Website”), operated by [COMPANY LEGAL NAME] (“we”, “us”, “our”), a company based in Ontario, Canada. By accessing or using the Website you agree to be bound by these Terms. If you do not agree, do not use the Website.

2. Nature of the services — no advice, no professional relationship

The Website provides general information about residency-by-investment programs of the Republic of Panama and the separate naturalisation process and allows you to request consultations. Nothing on the Website constitutes legal, tax, financial, investment or immigration advice, and nothing on the Website creates a solicitor-client, advisor-client, fiduciary or other professional relationship between you and us or any of our partners. Formal engagements are established only through a separate written agreement. You should not act, or refrain from acting, on the basis of any content on the Website without obtaining advice from appropriately licensed professionals on your specific circumstances.

3. Accuracy of information and program changes

Immigration programs, qualifying investment amounts, government fees, documentary requirements and processing times change frequently and sometimes without notice, at the sole discretion of the Government of the Republic of Panama. While we make reasonable efforts to keep content current, we make no representation or warranty that any information on the Website is accurate, complete or up to date at the time you read it. Always verify current requirements with qualified professionals before making any decision.

4. No guarantee of outcome

The approval of any visa, residency or citizenship application is at the sole discretion of the Government of the Republic of Panama and its authorities. Nothing on the Website, and nothing communicated by us, constitutes a guarantee of eligibility, approval, processing time or outcome.

5. Fees of third parties

Any figures displayed on the Website — including investment thresholds, government fees and estimated totals — are indicative only, are set by third parties (including the Government of Panama), and may change without notice. A personalised quotation is required for a precise figure.

6. Permitted use of the Website

You agree to use the Website only for lawful purposes. You must not use the Website in a way that infringes the rights of others, transmit malicious code, attempt to gain unauthorised access to any systems, scrape or harvest data, or use the content for commercial republication without our prior written consent.

7. Intellectual property

All content on the Website — including text, graphics, logos, images and layout — is our property or is used under licence, and is protected by copyright and other intellectual property laws. It may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, in whole or in part, without our prior written consent.

8. Third-party links

The Website may contain links to third-party websites. Such links are provided for convenience only. We do not endorse and are not responsible for the content, products, services or privacy practices of any third-party website.

9. Disclaimer of warranties

The Website and its content are provided “as is” and “as available”, without warranties or conditions of any kind, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement, all of which are disclaimed to the maximum extent permitted by applicable law.

10. Limitation of liability

To the maximum extent permitted by applicable law, we, our directors, officers, employees, agents and partners shall not be liable for any direct, indirect, incidental, special, consequential, exemplary or punitive damages — including loss of profits, loss of capital, loss of opportunity or immigration outcomes — arising out of or in connection with your use of, or inability to use, the Website or reliance on any information contained on it, even if advised of the possibility of such damages. Where liability cannot be excluded, our aggregate liability shall be limited to CAD $100.

11. Indemnification

You agree to indemnify and hold harmless [COMPANY LEGAL NAME] and its directors, officers, employees and agents from and against any claims, liabilities, damages, losses and expenses (including reasonable legal fees) arising out of your use of the Website or your breach of these Terms.

12. Privacy

Our collection and use of personal information is described in our Privacy Policy, which forms part of these Terms.

13. Governing law and jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. You irrevocably submit to the exclusive jurisdiction of the courts of the Province of Ontario for any dispute arising out of or relating to these Terms or the Website.

14. Severability and waiver

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.

15. Changes to these Terms

We may update these Terms from time to time. The revised version will be posted on this page with an updated “Last updated” date. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

16. Contact

Questions about these Terms: [email protected] · +1 289 536 5883